Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website workwellpayments.com (the "Site"), operated by Nfluentz, LLC, a Florida Limited Liability Corporation, d/b/a ("WorkWell," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. About WorkWell and the Site

WorkWell provides payment-settlement technology. The Site is an informational and marketing website that lets you learn about our offering and request a call or demonstration.

The Site is not itself a payment, money-transmission, banking, custody, or financial service, and using the Site does not open an account or move funds. Where regulated money movement or currency conversion is involved in our offering, it is performed by licensed third-party partners, not by WorkWell. Nothing on the Site is an offer or solicitation to buy or sell any security, or financial, investment, legal, tax, or accounting advice.

2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Site. The Site is intended for business and professional use.

3. Requesting a Call or Demo

Submitting a form or booking a time lets us contact you and schedule a conversation. It does not create any contract, obligation, or guarantee that we will provide services to you. Any services we provide are governed by a separate written agreement.

4. Acceptable Use

You agree not to: (a) use the Site unlawfully or in violation of these Terms; (b) interfere with or disrupt the Site or its security; (c) attempt to gain unauthorized access to any system or data; (d) scrape, harvest, or collect information about others; (e) submit false, misleading, or another person's information without authorization; or (f) use the Site to transmit malware or other harmful code.

5. Intellectual Property

The Site and its contents — including text, graphics, logos, the "workwell" name and mark, design, and software — are owned by WorkWell or its licensors and are protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for its intended purpose. You may not copy, modify, distribute, or create derivative works without our prior written permission.

6. Communications Consent

By providing your email address and telephone number, you consent to receive communications from us related to your request, including by email and SMS/text (such as appointment confirmations and reminders), as described in our Privacy Policy. Message and data rates may apply; reply STOP to opt out of texts, and use the unsubscribe link to opt out of marketing emails.

7. Third-Party Services and Links

The Site may link to or rely on third-party services. We do not control and are not responsible for third-party services, and your use of them may be subject to their own terms and policies.

8. Disclaimers

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties regarding accuracy, availability, or uninterrupted or error-free operation. Statements on the Site about capabilities, currencies, settlement, or USDC are informational and may change; digital assets and cross-border payments involve risks. We do not warrant any particular result.

9. Limitation of Liability

To the fullest extent permitted by law, WorkWell and its owners, officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill, arising out of or relating to your use of the Site. To the fullest extent permitted by law, our total liability relating to the Site will not exceed one hundred U.S. dollars (US$100).

10. Indemnification

You agree to indemnify and hold harmless WorkWell and its owners, officers, employees, and partners from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.

11. Governing Law, Binding Arbitration, and Class Action Waiver

Governing Law. These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. The Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions in this Section.

Binding Arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Site that is not resolved informally will be resolved exclusively by final and binding arbitration rather than in court, except as provided below. The arbitration will be administered by the American Arbitration Association (AAA) under its rules then in effect and will be held in Polk County, Florida (or by remote or video proceeding where the arbitrator allows). The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver. You and WorkWell agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

Jury Trial Waiver. To the extent any dispute is permitted to proceed in court, you and WorkWell each waive any right to a trial by jury.

Exceptions. Either party may bring an individual claim in the small-claims court of Polk County, Florida if it qualifies. Either party may also seek injunctive or other equitable relief in the state or federal courts located in Polk County, Florida to protect its intellectual property or confidential information. For any matter not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Polk County, Florida.

Fees. Each party will be responsible for its own attorneys' fees and costs in connection with any dispute, claim, or arbitration under these Terms, except to the extent applicable law or the AAA rules require otherwise.

Severability of this Section. If the class action waiver above is found unenforceable as to a particular claim, that claim (and only that claim) will be severed and may proceed in the courts of Polk County, Florida, while all remaining claims will be resolved in arbitration.

12. Changes to These Terms

We may modify these Terms at any time by posting the updated version with a new "Effective date." Your continued use of the Site after the changes take effect constitutes acceptance.

13. Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver. These Terms, together with our Privacy Policy, are the entire agreement between you and WorkWell regarding the Site.

14. Contact Us

Questions about these Terms? Contact us at:

Nfluentz, LLC d/b/a WorkWell
304 E. Pine ST. #1231, Lakeland, FL 33801
Email: jec361@workwellreviews.com